Activation or initiation fees Monthly fees Per transaction fees ATM fees Balance inquiry fees Fees to add money to the card Fees for paper statements Fees for customer service calls Bill payment fees Fees for not using your card Fees when closing the account Overdraft fees
Bluebird – An American Express branded card that includes bill pay (can send paper or electronic checks from the account), no monthly fee, no activity fee, no fees for customer service, no inactivity fee, and no declined transaction fee. [4] X Research source Chase Liquid – A Visa branded card that has a $4. 95 per month maintenance fee (waived if card is linked to a Chase bank account), but offers overdraft protection and no other fees, so long as you use in-network ATMs for withdrawals and account inquiries. It does not have bill pay. [5] X Research source Visa Rush Card Unlimited Plan – Has a one-time activation fee and a monthly fee of $5. 95 (if you use direct deposit) or $7. 95 (if you don’t), but has no other fees, so long as you reload via PayPal or direct deposit and use in-network ATMs for withdrawals and balance inquiries. [6] X Research source Green Dot Prepaid Visa – Card with a $5. 95 monthly fee (waived if you deposit a certain amount each month or have a certain number of transactions) but no other fees so long as you buy the card online and use in-network ATMs for withdrawals and balance inquiries. [7] X Research source
